Thoughts become words, words become actions, actions become habits. Most twenty-somethings aren’t thinking about retirement. Don’t think of it as investing for retirement, think of it as investing for freedom, flexibility and choice.
Think about it. Talk about it. Take concrete action (early), and build good habits. Once something becomes a habit, it is much easier to remain disciplined and on track for success.
https://www.schwab.com/learn/story/your-20s-should-you-consider-investing
Proverbial Living 