https://awealthofcommonsense.com/2024/03/retirement-planning-in-your-20s-30s-and-40s
The biggest thing (and challenge) is creating a plan and then sticking with it. Try to apply the advice of St. Ignatius of Loyola: “In times of desolation you should never make a change, but stand firm in the resolutions and decisions that guided you the day before the desolation.”
If your goals, objectives and circumstances have not changed, then stick with your plan. If only the market has changed, then nothing has changed.
Proverbial Living 