Justin began his investing career in the Asset Management division of J.P. Morgan Chase & Co. in 1993. After nearly 20 years with J.P. Morgan, Justin retired in 2012 to spend more time with his family, and began investing on his own account. In addition to managing his own investments, Justin is a voracious reader of all things personal finance and financial independence. Through sharing and discussing articles and stories about personal finance, Justin hopes to contribute towards increasing financial literacy among people of all ages, from high school age students to senior citizens approaching or in retirement.
Relevant excerpt from today’s Catholic Mass readings (paraphrased slightly) for young adults in the workplace. Reading 11 Timothy 4:12-16Beloved:Don’t let anyone think less of you because you are young. Be an example to others in what you say, in the way you live, in your love, your faith, and your purity…by doing so you will … More Work for the good of others.
Your investment choices should reflect your goals, your timeline, and your tolerance for risk. Don’t compare yourself to others or to the broader market. https://www.schwab.com/learn/story/every-breadth-you-take-market-concentration-risks
Another example of the young adults leading their elders to the truth! From Thomas Kempis’ The Imitation of Christ: “Be concerned only with the pure truth in what you read, and not with the greatness or lack of learning of the author. Think more of what is said than of the one who said it.” … More Charlie Kirk’s Wife: What We Know About Erika Kirk’s Catholic Faith| National Catholic Register
What better day than the beginning of Holy Week to resurrect my Proverbial Finance blog posts! As Pope Francis recently said, “Jesus is the best life coach!”. Many of His teachings can be applied to the business world. We will begin with the Proverbs and today’s quote is from Proverbs 1: 8: “Listen when your … More Gain wisdom from the wise
Several times on my daily walk, I saw a guy bouncing a tennis ball as he walked. I finally asked him why, for balance? He replied, yes, partly, but also to simply help keeps his hands warm. Intrigued, I googled (AI) “benefits of bouncing ball while walking”. The thorough reply surprised me: Bouncing a tennis … More Walking the Ball!
To all our recent graduates entering the workforce, or others in search of a new job. Remember there is strength in numbers. The greater the number of interviews, the greater the probability of receiving a job offer. In other words, to obtain one job offer, you may need 10 interviews. And to obtain 10 interviews, … More Strength in Numbers!
We can learn something new every day. Until our town’s Memorial Day Parade this past Monday, I had no idea that each of the precise 13 folds of the American Flag had a specific meaning attached. Even more enlightening, 6 of the 13 meanings are explicitly related to the Judeo-Christian values which lay at the … More One Nation under God, in Whom We Trust!
20 somethings are moving back home, or never leaving, despite having fruitful professional careers. Is it because they want to or is it because they need to? The answers vary, but one positive outcome may be a refocus on the family which seems to have been discounted, even disparaged, in recent years. https://www.vox.com/24115808/multigenerational-housing-us-families-personal-finance
Many of us have faced, or will face, the dilemma of splitting an inheritance that may include an asset not easily split, like a home. Cash and other liquid assets can easily be divided, but a physical asset like a house or antique car, not so easy. Creative solutions will be needed. For example, maybe … More A House Divided (Can not Stand)!
Proverbial Living 