Justin began his investing career in the Asset Management division of J.P. Morgan Chase & Co. in 1993. After nearly 20 years with J.P. Morgan, Justin retired in 2012 to spend more time with his family, and began investing on his own account. In addition to managing his own investments, Justin is a voracious reader of all things personal finance and financial independence. Through sharing and discussing articles and stories about personal finance, Justin hopes to contribute towards increasing financial literacy among people of all ages, from high school age students to senior citizens approaching or in retirement.
Many of us have faced, or will face, the dilemma of splitting an inheritance that may include an asset not easily split, like a home. Cash and other liquid assets can easily be divided, but a physical asset like a house or antique car, not so easy. Creative solutions will be needed. For example, maybe … More A House Divided (Can not Stand)!
https://awealthofcommonsense.com/2024/03/retirement-planning-in-your-20s-30s-and-40s The biggest thing (and challenge) is creating a plan and then sticking with it. Try to apply the advice of St. Ignatius of Loyola: “In times of desolation you should never make a change, but stand firm in the resolutions and decisions that guided you the day before the desolation.” If your goals, objectives … More How are you doing?
Money is the root of all evil is an often misstated and misused quote. Money is a means and is inanimate, so it cannot be evil in and of itself. How it is used determines whether it is evil or good. The correct quote, rooted in scripture is: ‘the love of money is the root … More Money is not Evil!
Lacking answers about the future, we should prepare to receive them by living today to the full.”—Fr. Jacques Philippe, Interior Freedom
Thoughts become words, words become actions, actions become habits. Most twenty-somethings aren’t thinking about retirement. Don’t think of it as investing for retirement, think of it as investing for freedom, flexibility and choice. Think about it. Talk about it. Take concrete action (early), and build good habits. Once something becomes a habit, it is much … More Take Action Early
“The world tells us to seek success, power, and money; God tells us to seek humility, service and love.” ~Pope Francis The Bible is the best-selling book of all time, and it may also be the best business self-help book available. Pope Francis may be pointing out conflicting interests, but if you exhibit humility, service … More The Golden Rule
Interesting which colleges are on the list, and which ones are not! Click link below photo for list. https://www.ncregister.com/section/college-guide
Greetings! It has been a long while since I last shared a post. The reason being, as I am often a late comer, I realized that I could get as much exposure of my posts going directly to LinkedIn or Facebook than I could through my own blog that had very few followers. That said, … More The Ten (Financial) Commandments
90% of adults over the age of 65 want to stay in their home for as long as possible. However, challenges like housing costs, financial uncertainty and a lack of necessary services can make aging in place a difficult goal for many seniors. Aging in place becomes more viable when older adults have home improvements … More The Dignity of Aging in Place
Saving for retirement may not be of interest to 20 and 30 somethings, but maybe this graphic will make it easier to get excited. Young people may think ‘I’m too young to worry about retirement’ or ‘I’d rather travel and have fun with my money’. Well, maybe you can do both. Here me out as … More Millennials Take Note
Proverbial Living 