Justin began his investing career in the Asset Management division of J.P. Morgan Chase & Co. in 1993. After nearly 20 years with J.P. Morgan, Justin retired in 2012 to spend more time with his family, and began investing on his own account. In addition to managing his own investments, Justin is a voracious reader of all things personal finance and financial independence. Through sharing and discussing articles and stories about personal finance, Justin hopes to contribute towards increasing financial literacy among people of all ages, from high school age students to senior citizens approaching or in retirement.
Proverb 19: 2, Enthusiasm without knowledge is no good; haste makes mistakes. Technology has impacted every aspect of our lives, mostly for the better but not without shortcomings. One unfortunate casualty of technological advancements is patience. Amazon Prime, Fresh Direct, Uber Eats, Facebook, Stock Trading apps, not to mention the biggest of all, Google! Technology … More Moving at the Speed of Everything
Take Covid-19 seriously but don’t live in fear. We spend more time preparing to survive this life, when we should be spending more time preparing to survive the next. https://www.ncregister.com/blog/msgr-pope/be-not-afraid
In normal times, I generally have a Plan A, and a Plan B for my family’s finances. This pandemic could possibly necessitate a Plan C. Check out this article showing that even the apparently wealthy often may need a backup plan. And yes, that may even include cool people like Robert DeNiro! How Rich People … More Plan A, B, (and C?)
Fraud is big business. Don’t let yourself be fooled, and don’t be afraid to ask for help if you have been scammed. You are not alone. Sadly, it is a global business and they are very good at what they do, as you can learn from this AARP.ORG article. The easiest way to avoid being … More Fraud is a big global business!
The tax filing deadline has been pushed back to July 15th, but that doesn’t mean you shouldn’t file sooner. There have been scams where names and social security numbers are stolen and used to file false tax returns. One way to protect yourself is to file your return before the scammers get a chance to. … More Taxes. File now, pay later.
History has a way of repeating itself, so much can be learned from looking to the past. Many have compared this pandemic’s effect on the economy to the great recession of 2008. Certainly a fair comparison as that is the most recent extreme case of economic stress we have faced nationally and globally. But as … More Don’t Panic over the Pandemic
Bad news, today (3/24) my investments are down 26% YTD. Good news, yesterday they were down 30%. Looking for a diversion from the incessant news about the coronavirus, I decided to check in on my investents by logging into my brokerage account. I’m back to watching news about the coronavirus! I am a regular reader … More Good news, bad news
While saving more or spending less are great resolutions to make, a year is a long time so how do you make sure you stick with it? It’s like a resolution to lose weight. Sounds good, but how much weight do you want to lose, and more importantly, how are you going to do it? … More Why ‘save more’ is a terrible New Year’s resolution
How much should you put down on a house? How about 100%? Some pundits would say you should borrow more, especially when rates are low, because you can make more investing that money in the stock market. Good point, but that assumes you actually invest the money rather than spending it on some other depreciating … More The Lowdown on How Much Down?
As a lifetime Connecticut resident, I have often pondered the similarities and differences between Connecticut and our neighbor to the north, Massachusetts. Admittedly, the comparison usually ends up being between Boston and pick any city in Connecticut. Outside of the major city comparison, it seems to me the two states have more in common than … More Hartford Wailers?
Proverbial Living 