Justin began his investing career in the Asset Management division of J.P. Morgan Chase & Co. in 1993. After nearly 20 years with J.P. Morgan, Justin retired in 2012 to spend more time with his family, and began investing on his own account. In addition to managing his own investments, Justin is a voracious reader of all things personal finance and financial independence. Through sharing and discussing articles and stories about personal finance, Justin hopes to contribute towards increasing financial literacy among people of all ages, from high school age students to senior citizens approaching or in retirement.
Many articles compare the two main types of IRA’s, Traditional and Roth, trying to decipher which is better. I think the answer is they are both good, and you don’t need to choose between the two. You can invest in both types concurrently or you can switch back and forth for maximum benefit as your … More IRA: Roth or Traditional? Or Both!
When I first read this article, I thought the financial math was too good to be true. So I made my own spreadsheet to check it. The answer is amazing and should be a wake up call to all millennials and recent college grads as they begin their careers in the workplace. The takeaway? Start … More Too good to be true? Maybe not!
Proverbial Living 